Not every home is a standard three-bedroom bungalow. Whether you are planning a compact two-bedroom starter home or a spacious four- or five-bedroom storey building, here is what to budget in Ghana in 2026.
Estimated costs by house size (2026)
| House type | Typical size | Estimated cost (structure + finishing) |
|---|---|---|
| 2-bedroom bungalow | 80 – 110 m² | GHS 250,000 – 500,000 |
| 3-bedroom house | 120 – 180 m² | GHS 350,000 – 900,000 |
| 4-bedroom storey | 200 – 280 m² | GHS 900,000 – 1,600,000 |
| 5-bedroom storey | 280 m²+ | GHS 1,300,000 – 2,200,000+ |
Why storey homes cost more per house (but not always per m²)
A storey building adds a stronger foundation, columns, a staircase and a suspended floor slab — real extra cost. But it also uses your land more efficiently and can work out competitive per square metre. If you are deciding between layouts, read our bungalow vs 2-storey guide.
Estimating your own budget
Use a per-square-metre rate of GHS 3,500–8,500 against your total floor area — see the per-square-metre guide — then add land and external works. For a full breakdown, see the complete cost guide.
Get a precise estimate
Whatever the size, Grace Home Construction will price your exact design and build it on time and on budget.
Frequently asked questions
A 2-bedroom bungalow typically costs GHS 250,000 to GHS 500,000 for the structure and finishing in 2026, excluding land.
Expect roughly GHS 1.3 million to GHS 2.2 million or more, depending on size, design and finishes.
Per house, yes, because of the extra foundation, columns, staircase and floor slab. Per square metre it can be competitive, and it uses land more efficiently.